Cash Back
Cash Back
How do I get cash back at closing, when purchasing a home?
How do I get cash back at closing, when purchasing a home?
I am a first time buyer, and I have heard a lot about cash back @ closing, does anyone know what I need to do to get cash back to make improvements to the home?
No No No that is not right......Here this is it....
Say asking price is 130.000.00. So you ask the owner to pay all closing costs and 2 or 3 points.(depending on credit)
At the point of close the total cost of your loan that you sign for will be x amount 130.because they are paying your closing fees and what every you ask them too. The mortgage company already has set cost of 130. so when you sign for your mortgage the cost of those things will be credit to you. The credit is in a check..
Now, not many mortgage company's do this so shop for a mortgage company that will do 100% financing or 10% cost of loan. With your cost being from the seller..
I would not use a Realtor either...Use a broker they really have to earn your money and they will do a better job that has been my experience..
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July 27th, 2010 in
World Coins