Cap One

Cap One
Has anyone tried a capital one credit card? If so what was the experience?

i have a capital one credit card. is it a good card to use?

Here's the deal on Cap One:

Not all their products are for people with bad credit. I have one of their cards any my credit is fine, and it has a large credit limit. The interest rate is a little on the high side, and one poster correctly stated that they will list your balance as your credit limit which really lowers your score by making it appear as if you're at 100% credit utilization. I hear they are changing this policy This Year as a result of a class action lawsuit.

That said, I have never had a problem with them. I've only had to contact them a couple times, and both times the person on the other end has been helpful and friendly.

PS I think Cap One is one of the few cc companies that DOES NOT have a universal default policy...at least my card with them doesn't have that.

Scroll Down To Find Cap One On eBay Below:

One 1830 Liberty Cap Classic Head Left Half Dime

One 1830 Liberty Cap Classic Head Left Half Dime

$78.00

1794 Flowing Hair Liberty Cap Large One Cent Penny Coin

1794 Flowing Hair Liberty Cap Large One Cent Penny Coin

$395.00

1795 Plain Edge 1C NGC AU55 Liberty Cap Flowing Hair One Cent Copper Penny Coin

1795 Plain Edge 1C NGC AU55 Liberty Cap Flowing Hair One Cent Copper Penny Coin

$4,999.99

One Sweet Rainbow Rim Toned 1830 Capped Bust Half Dime BHDX238

One Sweet Rainbow Rim Toned 1830 Capped Bust Half Dime BHDX238

$125.00

2000 One Cent Reverse Die Cap Error Great Christmas Gift for collector

2000 One Cent Reverse Die Cap Error Great Christmas Gift for collector

$189.00

One 1879 CC Capped Die Morgan Silver Dollar Very Fine MDX2532

One 1879 CC Capped Die Morgan Silver Dollar Very Fine MDX2532

$225.00

1794 Large Cent Liberty Cap Flowing Hair One Cent nice Details Damaged 5786

1794 Large Cent Liberty Cap Flowing Hair One Cent nice Details Damaged 5786

$99.99

Up for Sale is One 1829 Capped Bust Dime that Grades Good Bst10 193

Up for Sale is One 1829 Capped Bust Dime that Grades Good Bst10 193

$30.00

Four Capped Bust Quarters three 1835 and one 1838 mixed grades

Four Capped Bust Quarters three 1835 and one 1838 mixed grades

$399.00

Free Shipping One Damaged Obverse 1827 Capped Bust Dime Grading Good Bst10 206

Free Shipping One Damaged Obverse 1827 Capped Bust Dime Grading Good Bst10 206

$30.00

lincoln penny rolls capped with wheat leafs at one end

Lincoln Penny rolls capped with wheat leafs at one end

$1.00

1794 Large Cent Liberty Cap Flowing Hair One Cent nice obverse 4640

1794 Large Cent Liberty Cap Flowing Hair One Cent nice obverse 4640

$259.99

LITTLETON Coin Company since 1945 advertising ball cap hat one size FREE SHIPPIN

LITTLETON Coin Company since 1945 advertising ball cap hat one size FREE SHIPPIN

$10.98

ONE 2005 AMERICAN SILVER EAGLE IN GENUINE AIRTITE CAP 1 OZ 999 GEM UNCIRC BU

ONE 2005 AMERICAN Silver Eagle IN GENUINE AIRTITE CAP 1 OZ 999 GEM UNCIRC BU

$33.95

Liberty Cap Flowing Hair Large Cent One Cent no Date 1794 1795 1796 5584

Liberty Cap Flowing Hair Large Cent One Cent no Date 1794 1795 1796 5584

$79.99

One 1832 Capped Bust Quarter that Grades Very Fine+++ Bst25 133

One 1832 Capped Bust Quarter that Grades Very Fine+++ Bst25 133

$225.00

Free Shipping One 1823 Capped Bust Dime that Grades Very Good Bst10 205

Free Shipping One 1823 Capped Bust Dime that Grades Very Good Bst10 205

$150.00

Free Shipping One Nice 1833 Capped Bust Quarter Grading Extra Fine Bst25 131

Free Shipping One Nice 1833 Capped Bust Quarter Grading Extra Fine Bst25 131

$425.00

Up for Sale is One 1834 Capped Bust Dime that Grades About Good Bst10 196

Up for Sale is One 1834 Capped Bust Dime that Grades About Good Bst10 196

$18.00

Free Shipping One Nice 1836 Capped Bust Half Dollar Grading Fine Bst50 312

Free Shipping One Nice 1836 Capped Bust Half Dollar Grading Fine Bst50 312

$75.00

Free Shipping One Nice 1836 Capped Bust Dime Grading About Good++ Bst10 208

Free Shipping One Nice 1836 Capped Bust Dime Grading About Good++ Bst10 208

$20.00

Up for Sale is One US 1836 Capped Bust Silver Quarter that Grades F

Up for Sale is One US 1836 Capped Bust Silver Quarter that Grades F

$99.00

Up for Sale is One nice 1820 Capped Bust Dime Grading Good Bst10 199

Up for Sale is One nice 1820 Capped Bust Dime Grading Good Bst10 199

$30.00

Free Shipping One 1827 Capped Bust Dime that Grades Net Very Good Bst10 207

Free Shipping One 1827 Capped Bust Dime that Grades Net Very Good Bst10 207

$60.00

1972 US One Cent Lincoln Penny Double Struck Late Stage Capped Die Error AU UNC

1972 US One Cent Lincoln Penny Double Struck Late Stage Capped Die Error AU UNC

$99.99

1921 D Morgan One Roll Of Vam 1B1 Capped R Die Break R Of America 20 Coins

1921 D Morgan One Roll Of Vam 1B1 Capped R Die Break R Of America 20 Coins

$950.00



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